CPCU,
CIC, AMIM, AAI, AIS
Six
Meadow Crossing Drive
Gorham,
Maine 04038
(207)
671-7066
_________________________________
July
1996 to Present
President,
H. E. Candage, Inc.
Insurance
Mergers and Acquisitions, Insurance Agency Consultant, Training and Development
January
1993 to July 1996
Regional
Marketing Manager, Hanover of Maine, Inc.
January
1990 to January 1993
Partner,
Cole Harrison Agency/Atlantic Yacht Insurors, Kennebunk, ME, Insurance Agent,
Practicing Risk Management Consultant, Insurance and Risk Management
Instructor/Speaker/Author.
March
1980 - January 1990
Producer/Resident
Vice President/Branch Manager, W. C. Ladd & Sons, Inc., Rockland, Maine
January
1979 - March 1980
Producer, J. T. Rosborough Insurance, Ellsworth, Maine
January
1971 - January 1979
Self
Employed Commercial Fisherman / Marine Surveyor / Vessel Owner
EDUCATIONAL
ACHIEVEMENTS
November
1998
Attained
Designation “Associate in Insurance
Services” American Institute for
CPCU
August
1996
Attained
Designation “Certified Insurance
Counselor” (CIC) Society of
Certified Insurance Counselors
October
1993
Certificate
in Strategic Management from
American Management Association
June
1990
Attained
Designation "Accredited Adviser in
Insurance" (AAI) Ins. Inst.
of America
June
1989
Attained
Designation "Associate in Marine
Insurance Management" (AMIM)
Ins. Inst.
of America
October
1984
Attained
Designation "Chartered Property
Casualty Underwriter" (CPCU) American Institute for Property and
Liability Underwriters
State
of Maine, Bureau of Insurance
·
General Lines License
·
Life & Health License
·
Variable Annuity License
·
General Lines Consultants License
State
of Maine, Bureau of Banking
·
Mutual Funds License
·
Series 6, Variable Annuities and Mutual Funds Until 1997
·
Series 22, Direct Participation Programs Until 1997
·
Series 63, “Blue Sky” State registration Until 1997
·
Series 26, Registered Principal, Variable Annuities and
Mutual Funds Until 1997
Certified
Instructor
·
Employers Reinsurance Advanced Errors and Omissions
·
ACORD P.O.W.E.R.
of Change Program
·
IIAA Best Practices Series
2000-Present, Dean, School of Business, Independent Insurance
Agents of America,
Virtual University, School of
Business
1998-Present, Adjunct Faculty Member, Central Maine
Technical College, Division of Corporate
and Community Services
1983-Present,
Member, Maine Marine Trades Association
President, 1983-1984
Board of Directors, 1983-1985
1980-Present,
Independent Insurance Agents Association of Maine, Inc.
Board of Directors, 1991-1993
Chairman, Young Agents Committee,
1983-1984
Chairman, Property and Casualty
Committee, 1990-1993
Chairman, Education Committee,
1992-1995
Delegate,
Eastern Agents Conference, 1990-1992
1992-Present,
Maine Chapter, Society of CPCU
Treasurer, 1990-1992
Vice President, 1992-1993
President, 1993-1994
1984-Present,
Society of CPCU, Malvern, Pennsylvania
1996-Present, Society of Certified Insurance Counselors,
Austin ,Texas
1998-Present, American Society of Appraisers
1990-Present,
American Management Association
1990-Present,
Propeller Club, Port of Portland
1984-Present,
Society of CPCU, Malvern, Pennsylvania
Chapter Affairs Committee, 1991-1994
1989-1992,
Maine Maritime Museum
1979-Present,
Professional Insurance Agents of New England/America
1991-Present,
Insurance Library Association of Boston, Boston, MA
1992-1995,
Toastmasters International, Woodfords Chapter
1993-Present,
Society of Insurance Research
Biographical
sketch included in: WHO’S WHO IN
AMERICA, WHO'S WHO AMONG YOUNG
AMERICAN PROFESSIONALS, WHO'S
WHO OF EMERGING LEADERS IN AMERICA,
WHO'S WHO IN THE WORLD, WHO'S
WHO IN FINANCE AND INDUSTRY , WHO'S
WHO IN THE EAST, Who’s Who in Executives and Professionals
and WHO’S WHO IN INSURANCE biographical reference publications
.
Chosen
Maine "Young Agent of the Year",
1987. First recipient of this annual
award, given by Fort Hill Agency and selected by members of the Maine Field
Club.
Frequent
instructor for Maine Insurance Agents Association, as well as a regular speaker
at motivational and education seminars and author of numerous papers and
articles published on a local and national basis including "Professional Agent", the
"Maine Viewpoint",
the "Rough Notes Magazine"
and the Society of CPCU, "Risk
Management Quarterly", “Delivering Insurance Services”
textbook, “Associate in Personal
Insurance” textbook, co-author of the American Institute’s “Personal Insurance” leaders
guide, Course Reviewer for the American Institute’s “Commercial Insurance” textbook.
Committee
Chair Person, Co-author and editor for joint IIAAM, PIA project "Using the Excess and Surplus Lines
Market in the State of Maine".
Published 1992.
Developed
first "Maine Insurance Company of
the Year" award during my term as Chairman for Young Agents Committee
of the IIAAM
Participated
in research program for Maine chapter Society of CPCU, "Claims Made and Occurrence". Maine chapter received Honorable Mention for
the project from the Society of CPCU.
Instructor
for CPCU Part 9, "Economics"
Worked
with the National Council on Compensation Insurance to effect changes in the
Maine Assigned Risk Workers Compensation pool to make previously unavailable
marine coverage part of their program.
These changes were necessary for the proper management of Maritime
Risks.
Number
one producing agent in $15-20 million independent agency for four years, 1986
through 1989. Annual sales volume $400,000 to $950,000.
Invited
to spend ten days in London and Northern England in 1988 to become acquainted
with Sunderland Marine Mutual and the Lloyd's marketplace.
Awarded
"Personal Sponsorship Award"
for the motivation and guidance of CPCU students by The Society of CPCU and the
Maine Chapter, Society of CPCU.
Recipient
of the American Association of Managing General Agents "Chairman's Award" for outstanding dedication and
contribution to the continuing professionalism of the business of insurance.
Facilitated
and formulated Strategic Plan for the Independent Insurance Agents Association “PAVE” Program (Partners for Agency Value and Education) for education funding for the Independent
Agent Distribution Force.
Founded
the “Eagle of Excellence Award”
given by the Maine Chapter of CPCU for outstanding contribution to the field of
Risk Management in the State of Maine.
Course
Reviewer for American Institute of CPCU INS 23 Commercial Lines and INS 22
Personal Lines
Advisory Committee Member, American Institute for CPCU, Associate in Insurance Services Program